Skip to main content

ARF FINANCIAL BUSINESS LOAN PROGRAM

APPROVED INDUSTRIES & LENDING CRITERIA

Do you have business clients that need working capital but your bank can’t help them? Or, you may have already approved a loan for them, but it falls short of their needs. If so, we can help them obtain the capital they need and help you keep them as satisfied clients!

Loan Program Advantages:

  • No collateral required
  • No tax returns or financials
  • Fast approvals and fundings in less than a week
  • Repayment is not tied to credit card transactions
  • The interest is tax deductible
  • Early pay-off options are available

Expanded Portfolio Industry Types:

  • Aerospace, Defense Contractors
  • Architectural Services
  • ATV / Golf Cart Dealers
  • Auto Parts
  • Beer, Wine & Liquor
  • Building Materials & Equipment
  • Computer Software
  • Defense Aerospace
  • Defense Electronics
  • Electronics, Defense Contractors
  • Food Processing & Sales
  • Medical Services (Medical Imaging)
  • Manufacturing
  • Chemical & Related Manufacturing
  • Drug Manufacturers
  • Electronics Manufacturing & Equipment
  • Food Products Manufacturing
  • Pharmaceutical Manufacturing
  • Nutritional & Dietary Supplements
  • Other Health Professionals
  • Pharmaceuticals / Health Products
  • Steel Production / Steel Fabricators
  • Wholesale

We are Currently Accepting the Following Industry Types:

  • Fast Food Restaurants with Drive Thru
  • Pizza Delivery and Takeout Restaurants
  • Sub Shops with Takeout and Delivery
  • Quick Service Restaurants with Takeout and Delivery
  • Fast Casual Restaurants with Takeout and Delivery
  • Coffee, Donut, and Ice Cream Shops with Drive Thru
  • Liquor Stores
  • Auto Repair & Service
  • Dry Cleaners
  • Business Cleaning Services
  • Hair and Nail Salons
  • Independent Pharmacies
  • Medical Equipment & Supplies
  • Specialty/Ethnic Grocery Stores
  • Family Doctors
  • Dentists
  • Urgent Care
  • Home Healthcare
  • Veterinarians
  • Pet Supply Stores
  • Pet Grooming
  • Dollar Stores
  • Hardware Stores
  • UPS/Mailing/Shipping Stores

Underwriting Guidelines:

  • Minimum Equifax Credit Score of 551*
  • Minimum 1 Month Time in Business*
  • Minimum Annual Sales of $200,000
  • Loan Amounts up to $500,000 for Single Entity and up to $750,000 for Multiple Entities
  • Fixed Terms up to 36 Months
  • We Can Pay Off up to 2 Competitors

© Copyright 2024 By California Web Coders